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What could each path net?

Compare cash, investor offers, and a listing using the same home value, condition, timeline, and mortgage payoff.

Free educational model. The percentages and timelines are assumptions, not a forecast or an offer.

Your home, in four answers

Rough numbers are fine. Everything updates live, and nothing gets sent anywhere.

Enter a value

Your best guess at full market value in good condition.

None

What you still owe. We subtract it, so each number below is your estimated cash after the payoff.

What kind of shape is it in?

How soon do you need this done?

Enter your home's estimated value above to see each path's estimated net.

See the assumptions.

Open a line to see how the model builds each range. A property review supplies the real numbers.

The cash offer math

For education, this tool models a cash range at 70 to 75 percent of fixed up value, minus estimated repairs. That is an adjustable modeling assumption, not a universal pricing rule or a promise about your home. Actual offers depend on the property, comparable sales, repair scope, carrying costs, and buyer demand.

Repair estimates by condition

Move in ready assumes 0 to 2 percent of the fixed up value in repairs, some work assumes 5 to 10 percent, and major work assumes 15 to 25 percent. Real scopes come from walking the property, so the tool keeps these ranges deliberately wide.

Investor offers

The investor-offer range is a model, not a promise. The tool models 75 to 85 percent of the fixed up value, minus repairs, with zero seller fees as a modeling assumption. Actual offer terms vary.

Listing costs

The listing path starts from the fixed up value minus unmade repairs, because market buyers discount for work they will have to do. It then subtracts agent commissions of 5 to 6 percent total, typical Texas seller closing costs of 1 to 2 percent including the owner's title policy, and 0.5 to 1.5 percent in holding costs such as property tax, insurance, and utilities while the home sits on the market.

Timelines

Cash: offer after property review, with eligible sales closing in as few as 14 days subject to title and transaction requirements. The model assumes 2 to 4 weeks for investor offers and 30 to 90 days for a listing. These are planning assumptions, not promised timelines. Actual preparation, buyer financing, title, and transaction requirements may change the timing.

Your mortgage payoff

If you enter a payoff, it is subtracted from every path equally, so each number shown is the estimated cash that reaches you, not the sale price.

Put real numbers beside the estimate.

We can review your property and compare the three paths with you. Free, with no obligation.