Plan your monthly payment.
Adjust the home price, down payment, and loan terms. See principal, interest, property tax, and insurance together.
Houston mortgage calculator. An estimate only, not a loan offer or rate quote.
Loan Details
Check the property tax input
The 2.2% default is a modeling assumption. Use the property's actual tax information. If you're looking to sell and buy something new, compare your selling solutions first.
Estimated Monthly
$3,250/mo
Loan Amount
$360,000
Total Interest
$459,160
Estimate only, based on the inputs above. The default rate is not a current rate quote or a loan offer.
Questions for your lender
- Review a payment and budget you can carry
- Confirm the documents your lender needs
- Ask about rate-lock terms
- Confirm financing and closing requirements
What the payment includes.
Your lender's quote is the next check.
Principal, interest, taxes, and insurance
The monthly number combines principal and interest using standard amortization, one twelfth of annual property tax (home price times the tax rate), and one twelfth of annual insurance.
Costs to check separately
This model leaves out PMI if you put down less than 20%, HOA dues, flood insurance, and MUD or other special district taxes. Ask your lender which apply to the property. This tool is a starting point, not financial advice.
Selling before you buy?
Compare cash, investor offers, and a listing for your current Houston home before committing to the next payment.